Use whole life term policies for legacy planning. By doing so, your annual outgo will come down and returns will improve, suggest Chirag Madia and Tinesh Bhasin.
Confused about what the agents tell you about this investment product? Then you must read this
We have millions of newbie investors who are clueless about how to handle sudden and severe adverse market reactions, which arrive from time to time, observes Debashis Basu.
Currently, the select committee is considering the Bill.
Sebi's latest direction is against floating any new product.
Has Vijay Shekhar Sharma given up on the bank? For now, he seems to be on a save-OCL mission. The bank will face its logical end, observes Tamal Bandopadhyay.
Life Insurance Corporation on Wednesday said its Varishtha Pension Bima scheme will continue next year also, but the interest rate and other terms and conditions will be decided by the government.
'The number of deaths attributable to warming is likely to rise in the future.'
On scrutiny, Shield Plus has no special advantage over a fixed deposit.
'We try to pick up stocks early and hold onto them for the long term.' 'We are not someone who buys and sells on a daily basis.'
Indian tax laws offer start-ups ways to save taxes.
While regulators are trying to do their bit, the onus is on you to prove it.
Amphibious drones for maritime inspection... devices that extract pure oxygen from water for patients in need... self-balancing electric bikes...
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.
Salaried employees get several benefits under Sections 80C, 80D, 80G and others.
The new service tax of 14% will jack up costs of shopping, travel, insurance premiums and property purchases
Mahavir Chopra compares mutual funds and Ulips to help investors decide.
According to the third batch of supplementary demands for grants tabled in the Lok Sabha, approval is being sought for gross additional expenditure of over Rs 1.58 lakh crore.
Evaluate recurring investment products and do the numbers before making any investments.
The Financial Sector Legislative Reforms Commission had in a report last year proposed a unified regulator for the entire financial sector -- markets, insurance, commodities and pension. It had, however, proposed to keep banking out of its purview for now.
Individuals often postpone tax planning till the end of the financial year. As the deadline for showing proof of investments draws near, they invest randomly in any product that will help them save tax for that year. Later, they realise that it is not suited for them, so they abandon it. Tax planning should not be a standalone, one-off activity, but should be in sync with your overall financial plan, says Sanjay Kumar Singh.
These simple changes can add a significant thrust to your overall money management over time.
A rightly chosen ULIP can be a competitive investment, but the investor needs to ensure that his relationship manager has put him ahead of the commissions that the product pays, says Anil Rego, CEO, Right Horizons.
Here's why ULIPs have become an attractive long-term investment option
While there's tax arbitrage advantage in ULIPs now, experts say investors should prefer mutual funds for long-term savings.
India's gold obsession needs a correction.
An investor would pay much less when he invests through a registered investment advisor than a distributor.
Jimmy Patel, MD & CEO, Quantum Mutual Fund, suggests some valuable financial gifts for your children.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Archit Gupta on how can you maximise your savings and reduce your taxable income.
Heatwaves claimed more than 17,000 lives in 50 years in India, according to a paper authored by M Rajeevan, former secretary of Ministry of Earth Sciences, along with scientists Kamaljit Ray, S S Ray, R K Giri and A P Dimri.
Taxpayers can claim a deduction on tuition fees for a maximum of two children.
The Union Budget on Wednesday outlined several initiatives to drive India's technology agenda and boost digital infrastructure, including new centres of excellence for artificial intelligence, National Data Governance Policy, and Entity DigiLocker.
'Article 370 laid down the edifice of the relationship between J-K and the Union of India.' 'If you look at the Article, what is there now is a provision which states that all provisions of the Constitution of India applies to J-K.' 'The veto that the state could exercise previously on most Union laws has ended.'
If you pledge market-linked instruments and their value plummets, you will have to provide additional collateral, points out Sanjay Kumar Singh.
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.
Bubbles can inflate indefinitely and also burst, with deep corrections, warns Devangshu Datta.
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